How EPF Calculator Works
Enter your monthly employee PF contribution, employer match (%), expected EPF rate, and years of service. Corpus is projected using monthly compounding on combined contributions.
Frequently Asked Questions
Does employer contribute to EPF?
Yes — employer typically contributes 12% of basic (with 8.33% to EPS capped). We model employer match as a % of your contribution for simplicity.
What is the current EPF interest rate?
EPF rate is declared yearly by EPFO — use the latest notified rate (around 8.25% for recent years).
Disclaimer
- This calculator gives you an estimate only. It is not a promise of exact results.
- This is general information, not personal financial, tax, or legal advice.
- You are responsible for your own decisions. Talk to a qualified professional when it matters.
- Pension and retirement rules vary by country and employer. Plans can change over time.
- Indian tax and government scheme rules can change each financial year. Please confirm with official sources or a chartered accountant (CA).