Rent vs buy — how do I decide?
Compare total rent paid vs mortgage + down payment minus home appreciation over the same years. Our rent vs buy calculator does this in one view.
Buying a home is a major decision. Model affordability, rental yield, and whether renting or buying costs less over your planned horizon.
Compare total cost of renting versus buying a home over time.
Compare current mortgage vs refinanced loan to see savings and break-even point.
Calculate down payment amount and remaining loan for any home price.
Find the maximum home loan you can afford based on income and debt-to-income ratio.
Each question is answered directly below. Expand any item for the full response.
Compare total rent paid vs mortgage + down payment minus home appreciation over the same years. Our rent vs buy calculator does this in one view.