NPS vs PPF vs EPF Calculator – Retirement Compare | beMyCalc

Why use NPS vs PPF vs EPF Calculator?

Compare retirement corpus from NPS, PPF, and EPF with the same contribution horizon until retirement.

What this is forCompare retirement corpus from NPS, PPF, and EPF until your target retirement age.

Employer EPF matchModel how much employer contribution boosts your EPF corpus.

Share your inputsDiscuss with HR or a financial planner using the same assumptions via link.

Good to knowTax rules differ across products. This compares projected corpus only — not withdrawal tax.

How NPS vs PPF vs EPF Calculator Works

Enter monthly contribution, rates, age, and employer EPF match. NPS and EPF use monthly compounding; PPF uses yearly deposits up to your chosen amount.

Frequently Asked Questions

Does EPF include employer contribution?

Yes — set employer match % (100% means employer adds the same as your employee share to the EPF corpus).

Is NPS tax-free like PPF?

Tax treatment differs by product and regime. This tool compares projected corpus only — not tax on withdrawal.

Disclaimer

This calculator gives you an estimate only. It is not a promise of exact results.
This is general information, not personal financial, tax, or legal advice.
You are responsible for your own decisions. Talk to a qualified professional when it matters.
Pension and retirement rules vary by country and employer. Plans can change over time.
Indian tax and government scheme rules can change each financial year. Please confirm with official sources or a chartered accountant (CA).

Full site disclaimer

Related Calculators

Retirement Calculator

Plan your retirement corpus based on current savings, contributions, and expected returns.

Calculate now →

Inflation Calculator

Understand how inflation erodes purchasing power over time.

Calculate now →

FIRE Calculator

Plan Financial Independence Retire Early with savings targets and timeline.

Calculate now →