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beMyCalcFinancial Calculators

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  5. Down PaymentDown Payment Calculator
Property & Real Estate

Down Payment Calculator

Calculate down payment amount and remaining loan for any home price.

Related toolsMore Property & Real Estate tools

View all →
AffordabilityRent vs BuyRental YieldDown PaymentRefinance

Why beMyCalc

  • Big decisionsRent vs buy, affordability & refinance
  • Shareable linkDiscuss scenarios with partner or agent
  • Multi-currencyMortgage math in your currency
  • No signupNo realtor or lender signup wall

Results update instantly

Drag the sliders or tap the number boxes to change values. Results appear at the top on mobile.

Share & export

Download or share with your numbers saved in the link

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How Down Payment Calculator Works

Down Payment = Home Price × Down Payment %. Loan Amount = Home Price − Down Payment.

Frequently Asked Questions

How much down payment is needed?

20% avoids PMI in many markets; FHA and other programs allow as low as 3-5%.

Disclaimer

  • This calculator gives you an estimate only. It is not a promise of exact results.
  • This is general information, not personal financial, tax, or legal advice.
  • You are responsible for your own decisions. Talk to a qualified professional when it matters.
  • Property costs like stamp duty, taxes, and maintenance are often not included here.

Full site disclaimer

Related Calculators

Mortgage Affordability CalculatorFind the maximum home loan you can afford based on income and debt-to-income ratio.
Rent vs Buy CalculatorCompare total cost of renting versus buying a home over time.
Rental Yield CalculatorCalculate gross and net rental yield on investment property.
Mortgage Refinance CalculatorCompare current mortgage vs refinanced loan to see savings and break-even point.
$10,000$20.00M
%
0%100%

Down Payment

$80,000

Loan Amount

$320,000