How SIP vs FD vs PPF Calculator Works
Enter monthly investment amount, expected SIP return, FD rate, PPF yearly deposit and rate. We project maturity values and highlight the best option.
Frequently Asked Questions
Which is safest?
PPF and FD are government/bank-backed with lower risk. SIP involves market risk but historically higher long-term returns.
Is PPF tax-free?
Yes — PPF has EEE status. FD interest is taxable. Equity SIP gains have separate tax rules.
Disclaimer
- This calculator gives you an estimate only. It is not a promise of exact results.
- This is general information, not personal financial, tax, or legal advice.
- You are responsible for your own decisions. Talk to a qualified professional when it matters.
- Investment returns are not guaranteed. Markets can rise or fall.
- Indian tax and government scheme rules can change each financial year. Please confirm with official sources or a chartered accountant (CA).
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