Worked Example: ₹50 lakh corpus, ₹40,000/month withdrawal at 8%
Inputs
- Starting Corpus₹50,00,000
- Monthly Withdrawal₹40,000
- Expected Return8% p.a.
Results
- Corpus Duration~15–18 years (illustrative)
- RiskHigh withdrawal vs returns depletes faster
SWP sustains income from investments but market returns vary. Keep withdrawals below sustainable yield for longevity.
How SWP Calculator Works
Enter total corpus, monthly withdrawal amount, expected annual return, and see how long funds last or remaining balance.
Frequently Asked Questions
What is SWP?
SWP (Systematic Withdrawal Plan) allows regular withdrawals from mutual fund investments.
Is SWP better than dividend?
SWP gives you control over withdrawal amount and timing without depending on fund dividends.
Disclaimer
- This calculator gives you an estimate only. It is not a promise of exact results.
- This is general information, not personal financial, tax, or legal advice.
- You are responsible for your own decisions. Talk to a qualified professional when it matters.
- Investment returns are not guaranteed. Markets can rise or fall.
Related Calculators
SIP CalculatorCalculate returns on your Systematic Investment Plan with monthly contributions and expected annual returns.
Lumpsum CalculatorCalculate returns on one-time lump sum investments in mutual funds.
Investment CalculatorProject investment growth with initial capital and monthly contributions over time.
Future Value CalculatorCalculate what your money will be worth in the future with compound growth.
Present Value CalculatorFind today's value of a future sum discounted at a given rate.
Savings CalculatorEstimate savings growth with regular deposits and compound interest.