bC
beMyCalcFinancial Calculators
Health PlanGuidesSIPEMI
▾

Methodology

How beMyCalc builds, tests, and documents all 123 calculators — formulas, data sources, and assumptions.

Jump to all calculator formulas →

Calculations run in your browser

When you move a slider or type an amount, the math runs locally in your browser. We do not send loan balances, salaries, or investment amounts to our servers. Share links encode your inputs in the URL so you can bookmark or send a scenario — treat shared URLs like any link that contains personal numbers.

Standard formulas

Most tools use widely published financial math: reducing-balance EMI amortization, compound interest, SIP future value, CAGR, present/future value, and similar textbook formulas. Below you'll find every calculator with its formula and a link to the live tool. Each calculator page also has a "How we calculate" panel with the same equation.

India tax & government schemes

India income tax, HRA, and regime-compare tools use slab rates and deductions documented for FY 2024-25 (AY 2025-26). PPF, NPS, SSY, NSC, and similar scheme calculators let you enter the notified interest rate — we do not hard-code a single live government rate unless the tool explicitly states one as a default example.

Scheme limits (80C cap, PPF yearly maximum, etc.) follow commonly cited rules at the time of the last review. Indian rules change in Union Budgets and notifications — always confirm with the Income Tax portal, EPFO, or your chartered accountant before filing or investing.

Currency exchange rates

The currency converter fetches indicative mid-market rates from the Frankfurter API (European Central Bank reference data), cached for about an hour. Banks and card networks apply their own spreads and fees — use the exchange calculator to model fees separately.

Worked examples & guides

Calculator pages show sample scenarios (e.g. ₹10L loan at 8.5% for 20 years). These are illustrations to explain the tool, not recommendations. Guides on /guides link to calculators so you can replace example numbers with your own.

How we update tools

  • India tax slabs and standard deductions when a new financial year is notified.
  • Default example rates when major scheme notifications change.
  • Formula bugs reported via contact or on-page "Report an issue" links.
  • New calculators when user demand and formula clarity justify a dedicated tool.

Report an error

Found a wrong formula, outdated slab, or broken share link? Use our contact form with the calculator URL and your expected result.

See also: About beMyCalc · Disclaimer

All calculator formulas

5 tools in Health & Wellness — showing 1–5

Browse all calculators →
Clear filters
All calculators (123)India tax & schemes (18)Investment (13)Loans (14)Interest (2)Deposits (8)Retirement (7)Returns (4)Salary & Payroll (9)Tax (8)Property & Real Estate (5)Trading & Investing (11)Business (4)Currency (2)Budgeting & Planning (3)Health & Wellness (5)Converters (13)Everyday Tools (15)
Age CalculatorHealth & Wellness

Age = calendar difference from date of birth to as-of date (years, months, days after month/day borrowing). Total days = end − start in whole days.

Enter your date of birth and optionally an “as of” date. We compute exact calendar age, total time lived, next birthday countdown, a live seconds counter when birth time is set, Journey of Life stats, and milestone timeline — with PDF export.

Open calculator →
Age Difference CalculatorHealth & Wellness

Gap = calendar span from earlier birth date to later birth date (years, months, days). Each person's age uses the same rules from their DOB to the as-of date.

Enter two dates of birth (optional names) and an as-of date. We compute each person's exact age and the calendar gap from the earlier birth to the later one — years, months, days, and total days apart.

Open calculator →
BMI CalculatorHealth & Wellness

Metric: BMI = weight (kg) ÷ height (m)². Imperial: BMI = 703 × weight (lb) ÷ height (in)². BMI Prime = BMI ÷ 25. Ponderal Index = weight (kg) ÷ height (m)³

Choose metric or imperial, enter age, gender, weight, and height. We compute BMI, BMI Prime, Ponderal Index, WHO category, healthy weight band, an 8-zone visual gauge, comparison chart, and personalised wellness tips — with a link to build a full diet and workout plan.

Open calculator →
BMR CalculatorHealth & Wellness

Men: BMR = 10×kg + 6.25×cm − 5×age + 5. Women: BMR = 10×kg + 6.25×cm − 5×age − 161 (Mifflin–St Jeor). TDEE = BMR × activity factor (1.2–1.9)

Enter age, gender, weight, and height (metric or imperial), then pick an activity level. We compute Mifflin–St Jeor BMR, TDEE for each activity factor, activity calories above rest, and gentle cut/surplus bands — with a link to build a full diet and workout plan.

Open calculator →
FLAMES CalculatorHealth & Wellness

Cancel common letters pairwise from both names → count remaining letters → eliminate F-L-A-M-E-S circularly until one letter remains

Enter your name and your partner's (or crush's) name. We cross out matching letters from both names, count what's left, then eliminate FLAMES letters in a circle until one remains — F Friends, L Lovers, A Affectionate, M Marriage, E Enemies, S Siblings.

Open calculator →
  • No signup

    Use instantly — no account needed

  • Export schedules

    Excel & PDF on loan tools

  • Share results

    WhatsApp, link & copy

  • Multi-currency

    INR, USD, EUR & more

bC
beMyCalcFinancial Calculators

Plan loans, investments, and retirement with accurate calculators. Export schedules, share results, and switch currency in one tap.

Contact us

Popular

  • SIP
  • EMI
  • Home Loan
  • FD
  • Personal Loan
  • Retirement
  • Income Tax
  • CAGR
  • Lumpsum

Explore

  • All calculators
  • Loan & EMI Calculators
  • Investment Calculators
  • Retirement Planning Calculators
  • Property & Mortgage Calculators
  • Salary & Payroll Calculators
Compare & Decide
  • Prepay vs Invest
  • SIP vs Lumpsum
  • Card vs PL
  • Loan Tenure Compare
Loans
  • EMI Calculator
  • Home Loan Calculator
  • Personal Loan Calculator
  • Car Loan Calculator
  • Prepay Loan vs Invest (SIP) Calculator
  • Debt Payoff Calculator
Investment
  • SIP Calculator
  • Lumpsum Calculator
  • CAGR Calculator
  • XIRR Calculator
  • SIP vs Lumpsum Calculator
  • Compound Interest Calculator

© 2026 beMyCalc. All rights reserved.

Estimates only — not financial, tax, or legal advice.

AboutMethodologyMoney guidesInstall appContactPrivacyDisclaimer