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Methodology

How beMyCalc builds, tests, and documents all 123 calculators — formulas, data sources, and assumptions.

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Calculations run in your browser

When you move a slider or type an amount, the math runs locally in your browser. We do not send loan balances, salaries, or investment amounts to our servers. Share links encode your inputs in the URL so you can bookmark or send a scenario — treat shared URLs like any link that contains personal numbers.

Standard formulas

Most tools use widely published financial math: reducing-balance EMI amortization, compound interest, SIP future value, CAGR, present/future value, and similar textbook formulas. Below you'll find every calculator with its formula and a link to the live tool. Each calculator page also has a "How we calculate" panel with the same equation.

India tax & government schemes

India income tax, HRA, and regime-compare tools use slab rates and deductions documented for FY 2024-25 (AY 2025-26). PPF, NPS, SSY, NSC, and similar scheme calculators let you enter the notified interest rate — we do not hard-code a single live government rate unless the tool explicitly states one as a default example.

Scheme limits (80C cap, PPF yearly maximum, etc.) follow commonly cited rules at the time of the last review. Indian rules change in Union Budgets and notifications — always confirm with the Income Tax portal, EPFO, or your chartered accountant before filing or investing.

Currency exchange rates

The currency converter fetches indicative mid-market rates from the Frankfurter API (European Central Bank reference data), cached for about an hour. Banks and card networks apply their own spreads and fees — use the exchange calculator to model fees separately.

Worked examples & guides

Calculator pages show sample scenarios (e.g. ₹10L loan at 8.5% for 20 years). These are illustrations to explain the tool, not recommendations. Guides on /guides link to calculators so you can replace example numbers with your own.

How we update tools

  • India tax slabs and standard deductions when a new financial year is notified.
  • Default example rates when major scheme notifications change.
  • Formula bugs reported via contact or on-page "Report an issue" links.
  • New calculators when user demand and formula clarity justify a dedicated tool.

Report an error

Found a wrong formula, outdated slab, or broken share link? Use our contact form with the calculator URL and your expected result.

See also: About beMyCalc · Disclaimer

All calculator formulas

15 tools in Everyday Tools — showing 1–15

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All calculators (123)India tax & schemes (18)Investment (13)Loans (14)Interest (2)Deposits (8)Retirement (7)Returns (4)Salary & Payroll (9)Tax (8)Property & Real Estate (5)Trading & Investing (11)Business (4)Currency (2)Budgeting & Planning (3)Health & Wellness (5)Converters (13)Everyday Tools (15)
Basic & Scientific CalculatorEveryday Tools

Immediate execution: a ⊕ b on next op or equals. Scientific: sin/cos/tan (DEG|RAD), asin/acos/atan, log₁₀, ln, x², x³, √, ∛, 1/x, n!, 10ˣ, eˣ, a^b, π, e; percent, ±, memory; invalid → Error

Use Basic mode for quick +, −, ×, ÷, percent, and memory keys. Tap Scientific to unlock sin, cos, tan, inverses, log, ln, powers, roots, factorial, π, and e. Angle functions respect DEG or RAD. Operations evaluate as you go — classic handheld style.

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Bill Split CalculatorEveryday Tools

Net = amount paid − share of expenses; settlements greedily match debtors to creditors to minimize transfers

Add people (25 by default, up to 50 with higher limits), log each bill or expense with who paid and who shares it, then settle with the fewest transfers so everyone is even.

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Concrete CalculatorEveryday Tools

Volume = length × width × depth; cubic yards = cubic feet ÷ 27

Enter length, width, and depth. Volume = L × W × D. We show cubic feet, cubic yards (÷27), cubic metres, and approximate 80 lb bag count.

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Date CalculatorEveryday Tools

Difference: calendar span from start to end (years, months, days with borrowing). Add: shift start date by days, weeks, months, or years

Pick two dates to see the calendar span in years, months, days, and total days — or start from one date and add/subtract a duration.

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Dice RollerEveryday Tools

Each die tumbles visually, then lands on 1 + floor(random × sides); total = sum of faces

Defaults to 1d6. Choose how many dice and sides, then tap Roll — dice tumble on the table and land showing pip (dot) faces with a running total.

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Gas Mileage CalculatorEveryday Tools

MPG = miles ÷ gallons; L/100km = (litres ÷ km) × 100; km/L = km ÷ litres

Enter distance travelled and fuel consumed. Metric mode (default) shows L/100 km and km/L; switch to imperial for MPG — with cross-conversions either way.

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GPA CalculatorEveryday Tools

GPA = Σ(grade × credits) ÷ Σ(credits)

Enter each course grade (typically 0–4) and credit hours. GPA = sum(grade × credits) ÷ sum(credits).

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Grade CalculatorEveryday Tools

Final grade = Σ(score × weight) ÷ Σ(weight)

Add each assignment score (0–100) and its weight (%). Final grade = weighted average of all components.

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Hours CalculatorEveryday Tools

Worked minutes = end − start − break (if end ≤ start, add 24h); decimal hours = minutes ÷ 60

Enter shift start and end in HH:MM, optionally deduct unpaid break minutes. Overnight shifts (end before start) count into the next day.

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IP Subnet CalculatorEveryday Tools

Network = IP AND mask; broadcast = network OR ~mask; usable hosts = 2^(32−prefix) − 2 (except /31–/32)

Enter an IPv4 address with prefix length (e.g. 10.0.0.0/8). We compute network and broadcast addresses, usable host range, subnet mask, and wildcard mask.

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Password GeneratorEveryday Tools

Random selection from enabled character pools (length L); strength from length and pool diversity

Choose length and character types. Passwords are generated locally in your browser using random selection from the enabled character pools.

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Percentage CalculatorEveryday Tools

% of = value × percent ÷ 100; what % = (part ÷ whole) × 100; change % = ((new − old) ÷ old) × 100

Choose a calculation type: percent of a number, what percent one value is of another, increase or decrease by a percent, or percent change between two amounts.

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Pet Age CalculatorEveryday Tools

Human years from species/size chart: year 1 ≈ 15 human years for dogs; cats use accelerated early years then ~4 human years per cat year after year 2

Enter your pet's age in years and months. Cats and dogs use common veterinary chart factors — dog size (small, medium, large) adjusts the curve.

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Time CalculatorEveryday Tools

Result minutes = startHour×60 + startMin + addHours×60 + addMin; wrap modulo 24×60 with day offset

Set a start time (HH:MM) and enter hours and minutes to add or subtract. Results wrap past midnight and show any day offset.

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Tip CalculatorEveryday Tools

Tip = bill × tip% ÷ 100; Total = bill + tip; Per person = total ÷ number of people

Enter the bill amount, pick a tip percentage (or drag the slider), and choose how many people split. We add the tip and show total and per-person amounts.

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